Diana Model
LANCASTER ESTATE – DIANA HOUSE MODEL
Lancaster Estates Cavite
60 sqm (645.5 sqft) Floor Area ; 50 sqm (539.2 sqft)
Lot Area Living, Dining, Kitchen, Laundry,
Bedroom 1 and Carport Area - Ground Floor
Master’s Bedroom / Bedroom 2 - Second Floor
Low Down Payment of Php 8,558/mo for 15 mos.
Low Monthly Amortization of Php 9,347/mo. through Bank Financing – 20 yrs.
STATUS: For Construction (16th to 18th month Move-in)
Diana Townhouse – A cozy 3 Bedroom unit with a modern facade and terrace. With its accessible location that is set amidst a flourishing estate development at a price within your reach, you don’t need to think twice about getting a Diana townhouse model for your loved ones!
- Floor Area: 60 sq. m.
- Lot Area: 50 sq. m.
- Three (3) Bedrooms
- 2 Toilet and Bath
- Living Area
- Kitchen Area
- Dining Area
- Laundry / Service Area
- Provision for one (1) Car Garage
- Provision for Front Lawn
- Provision for Balcony
- Provision for CATV,
- Telephone and Air-conditioning Unit
- Pre-Painted G.I. Sheets
- Steel Casement Windows
- Pre-Cast Panel System
- Painted Exterior and Interior Walls Floor Cement Finish
- Tiled Kitchen Counter
- Tiled Bathroom Flooring Water Closet
Ground Floor:
- Living Area – 8.50 sqm (91.44 sq.ft)
- Dining and Kitchen Area – 6.90 sqm (74.23 sq.ft)
- Bedroom 1 – 7.50 sqm (80.68 sq.ft)
- Toilet and Bath – 2.30 sqm (24.74 sq.ft)
- Stairway Area – 2.80 sqm (30.12 sq.ft)
Second Floor:
- Master’s Bedroom – 10.40 sqm (111.88 sq.ft)
- Bedroom 2 – 9.90 sqm (106.50 sq.ft)
- Toilet and Bath – 3.10 sqm (33.35 sq.ft)
- Stairway Area – 5.80 sqm (62.40 sq.ft)
- Terrace – 2.80 sqm (30.12 sq.ft)
Dressed-Up Model
Turn Over Photos
Sample Computations:
| TERMS | BANK FINANCING | IN-HOUSE FINANCING |
| 12.5% DP | 24 Months DP | |
| Selling Price | Php 1,200,000.00 | Php 1,200,000.00 |
| Add: Legal and Misc Fees | Php 96,000.00 | Php 54,000.00 |
| Total Package Price | Php 1,296,000.00 | Php 1,254,000.00 |
| Down Payment | Php 162,000.00 (12.5%) | Php 376,200.00 (30%) |
| Less: Reservation | Php 10,000.00 | Php 10,000.00 |
| Net Down Payment | Php 152,000.00 | Php 366,200.00 |
| Monthly DP | Php 10,133.33 (15mos) | Php 15,258.33 (24mos) |
| Total Loanable Amt. | Php 1,134,000.00 (87.5%) | Php 877,800.00 (70%) |
| Monthly Amortization based on 8% (Indicative Rate Only. Prevailing Bank Rates will Apply): | ||
| 20yrs. | Php 9,485.23 | |
| 15yrs. | Php 10,837.09 | |
| 10yrs. | Php 13,758.55 | Php 17,550.00 |
| 05yrs | Php 22,993.43 | Php 22,290.35 |
- MRI and FIRE Insurance not included.
- Move-in after 15th month.
- Monthly Amortization payments will a month after the last Down Payment.
- Processing Fees includes Transfer of Title for Bank Financing. Not yet included for In-House.
- Interest rate is for reference only. Prevailing interest rate will apply upon loan takeout.
- Bank terms for OFW is 15 yrs ; Locally Employed is up to 20 yrs.
- Developer will process loan. Homebuyer just need to submit Requirements. Tied up with MBTC.
- Bank maximum approved amount will depend on salary and age (loan maturity is 65yrs. for locally employed and 60yrs for OFW)
Option 2: Cash Payment Scheme
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,300,000.00 AND UP
| Typical Selling Price | Php 1,300,000.00 |
| Less: Reservation Fee | Php 10,000.00 |
| Selling Price Net of Reservation Fee | Php 1,190,000.00 |
| 10% Discount within 7 days from the date of reservation | Php 1,071,000.00 |
| 9.5% Discount within 8 to 30 days from the date of reservation | Php 1,076,950.00 |
| 9% Discount within 31 to 60 days from the date of reservation | Php 1,082,900.00 |
| 8.5% Discount within 61 to 90 days from the date of reservation | Php 1,088,850.00 |
NOTE:
- Transfer of Title cost not included.
- Processing fees not yet included in the computation. (4.5% of Selling Price)
- Processing fees includes One year Advance Real Property Tax & Insurances,Advance Homeowners Dues and Documentation/Notarial Fees.
- In-house processing will be processed by the Developer. Buyer just need to submit requirements
Bank Financing Guidelines (BDO)
- Now, applying for a housing loan is easy and simple.
- As long as you’re working, you’re qualified.We are accredited with BANCO DE ORO (BDO) UNIBANK.
- Developer will process your bank loan. Just submit required documents within 60 days.
General Requirements
- Duly Filled-up Bank Form
- 3 pcs. ID picture (husband/wife/SPA)
- Marriage Contract when applicable
- Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
- Tax Account No. (TIN)
- Proof of Billing
Note:
Bank Forms for borrower signature will be given during reservation.
- OFWs who are unable to personally sign bank loan documents must submit Consularized Special Power of Attorney (SPA) designating their representative (must be a relative up to the 2nd degree of consanguinity or affinity)
Eligibility Requirements
- At least 21 years old but not more than 65 years old upon loan maturity.
- Must have no adverse credit findings with CMAP & NFIS
- NO default in monthly DP payments for 3 consecutive months and/or must not have incurred delays in payments of 5 months or more within the 12-month DP Term.
- Locally employed applicants must submit latest ITR/W2.
Requirement if Locally Employed
- Latest Income Tax Return (ITR)
Note:
The income stated in the Income Tax Return will not be the basis of loan approval. This is just to comply a Central Bank requirement.
Credit Evaluation Process
- Subject only to CMAP/NFIS (Negative File Info System) and
- Personal Data/Residence and Neighborhood checking (PDRN)
- Verification of Income is waived.
Note:
Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.
Downpayment Term
- 12 Months
- 6 Months for RFO Units
Move-in
- 13th month from date of reservation
- 7th month from date of reservation for RFO Units
Maximum Loan Term
- 20 Years, provided borrower’s age does not exceed 65 at loan maturity
Mode of Payment
- The ten percent (10%) DP shall be paid in 12 (or 6 for RFO Units) equal monthly installments through post-dated checks (PDCs) payable to to Property Company of Friends, Inc. (PCFI)
- Monthly loan amortization shall be paid via an Automatic Debit Arrangement (ADA)with BDO. UPon release fo the Letter of Guaranty(LOG) from BDO, the buyer shall be advised to open a savings account with any BDO Branch for this purpose.
Loan Value
- 90% of Total Contract Price
- 88% of Total Contract Price for Alice & Diana House model
Interest Fixing
- 10% P.A. Fixed for 3 Years; Annual re-pricing thereafter
Bank Financing Guidelines (24 Months DP)
- Now, applying for a housing loan is easy and simple.
- As long as you’re working, you’re qualified.
- We are accredited with Metrobank (MBTC) and United Coconut Planters Bank (UCPB).
- Client must decide which Bank to apply during reservation.
- Client is allowed to change financing within 30 days from reservation date.
- Developer will process your bank loan. Just submit required documents within 60 days.
General Requirements
- Duly Filled-up Bank Form
- 3 pcs. ID picture (husband/wife/SPA)
- Marriage Contract when applicable
- Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
- Tax Account No. (TIN)
- Proof of Billing
Note:
Bank Forms for borrower signature will be given during reservation.
Requirement If OFW – Metrobank
- Consularized Special Power of Attorney (SPA) (Bank Form)
Note:
Consularized SPA is a MUST requirement when transferring Certificate of Title to Client’s name.
This is required by the Register of Deeds.
Requirement If OFW – UCPB
- Consularized Special Power of Attorney (SPA).
- Accepted are immediate family members only (UCPB Bank Form)
- No Income Tax Return needed.
Requirement if Locally Employed – Metrobank & UCPB
- Latest Income Tax Return (ITR)
Note:
The income stated in the Income Tax Return will not be the basis of loan approval.
This is just to comply a Central Bank requirement.
Credit Evaluation Process
- Subject only to CMAP/NFIS (Negative File Info System) and
- Personal Data/Residence and Neighborhood checking (PDRN)
- Verification of Income is waived.
Note:
Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.
Eligible Age of Borrower – Metrobank
- 21 yrs old and up
Eligible Age of Borrower – UCPB:
- 18 yrs. old and up but not more than 65 yrs old when loan matures (fully paid)
- If OFW, must not be more than 60 yrs. old when loan matures (fully paid)
Eligible Occupation For OFW
- If Immigrant or Dual Citizen, borrower is required to have a co-borrower (regardless of income), who is an immediate family member residing in the Philippines.
- OFW working in war-torn countries shall not be acceptedCopy of Latest Passport with date of departure and arrival.
Maximum Term
- MBTC: Locally Employed – 25 yrs. / OFW – 15 yrs
- UCPB: Locally Employed and OFW – 20 yrs.
Mode of Payment
- MBTC: Automatic Debit Arrangement from Bank account
- UCPB: Postdated Checks (PDC) or Automatic Debit Arrangement Form
Loan Value
- MBTC: 80% of Total Contract Price
- UCPB: 80% of Total Contract Price. Minimum Amount: 500,000
Interest Fixing
- MBTC: 10 yrs. @ 10.5% (reference only). Amortization is the same for 10 yrs.
- UCPB: 5 yrs. @ 10.25% (reference only). Amortization is the same for 5 yrs.
Note:
After 5 or 10 yrs, loan balance will be recomputated again base on prevailing interest rate.
Requirements for In-House Financing
In House (Initial Requirements)
- Latest proof of income.
- 3pcs. recent 1 x 1 I.D. pictures
- Marriage Contract, Birth Certificate, or Separation papers (if needed)
- Community Tax Cert. No.
- Complete post dated check for Equity and Amortization
- TIN
Additional Requirements for OFW
- Initial requirements
- Job Contract
- Passport
- Special Power of Attorney (SPA)
- Valid I.D. of Attorney in Fact
- 1 pc. I.D. picture of Attorney in Fact
- Residence Certificate of Attorney in Fact
Self-Employed
- Initial Requirements
- Affidavit of Income
- Business Name and Permit
- Passbook with 3 months maintaining balance
- ITR
Antel In-House Financing Requirements
- Signed Reservation Agreement
- 1st Monthly Amortization for Down Payment
- Valid ID – If Married, both Husband and Wife
- Photocopy of Birth Certificate -Single ; Photocopy of Marriage Contract – Married
- Tax Identification Number (TIN)
- Complete Post Dated Checks
Lancaster Estates
Lancaster Estates is located in Alapan, the municipality which will be the center of the next major estate development in Cavite. A 300 – Hectare Master planned Community covers Kawit Cavite, Imus Cavite and General Trias Cavite. Thus, the project is near the major business and commercial establishments in the municipality. Just 18 mins to SM Mall of Asia.
Lancaster Estates beckon with the kind of life you’ve always wanted for you and your family. A delightful combination of convenience, practicality and accessibility all rolled into one picturesque package.
At Lancaster Estates, one can enjoy the convenience of city living with social and commercial establishments nearby, yet relish the tranquil atmosphere found within the confines of this village, as well. You have the option of staying indoors in your spacious home away from the busyness of the city. Or, you could take part in the happenings in and around the village.
At Lancaster Estates, there is always something enjoyable to do. Having your own country club and recreation facilities are an added premium that truly make you feel like you’re living life to the fullest.
Accessibility
- Less than an hour drive from Manila:Through Coastal road, passing through Bacoor Poblacion, Tirona Highway and Covelandia Road
- Via Aguinaldo Highway, passing through
- Bukandala and Alapan Road
- From SM Bacoor, passing through Tirona Highway and Binakayan
Amenities
- Parks and Playground
- Entrance Gate
- With Existing Clubhouse and Swimming Pool
- Shuttle Service to and from Major Establishments
- 24-Hour Security
- Membership to the Country Club
Commercial Establishments
Wet Market
- Imus Public Market
- Binakayan Market
- Tejero Market
Malls / Supermarket
- Malvar Supermarket
- Emilio’s Mart
- SM imus
- Robinson’s Imus
- FRC Supermarket
- Lotus Mall
Hospital / Clinic
- Kawait Kalayaan Hospital
- Divine Grace Medical Center
- Korea-Philippines Friendship Clinic
- Our Lady of Pillar Medical Center
Schools
Primary
- Maliksi Elem. School
- Paaralang Elementarya ng Poblacion
- Paaralang Elementarya ng Bacoor
- Mabolo Elementary School
- Alapan Elementary School
- Imus Pilot Elem. School
Secondary / Tertiary
- St. Michael Institute
- St. Matthew School of Cavite
- Cavite School of Life
- Livingston Seagull International
- Far East Maritime Foundation
- Asiana Halia Montessori
- Bacoor Evangelical School
- St. Perigrine Institute
- Imus Institute
- Cavite State University
- San Sebastian College
- Dela Salle University
- St. Paul University
- Nineveh Academy
- Mother Theresa School
- Elizabeth Seton
- Theresian School of Cavite
Churches
- Imus Cathedral
- Immaculate Heart of Mary
- San Isidro Labrador
- Poong Hesus Nazareno
- St. Augustine of Canterbury
Other Denominations
- Iglesia ni Cristo
- Bacoor Evangelical Church
- Jesus Is Lord
- Jesus is Alive
- Unida Evangelical Church
Houses
Lancaster Estates Advantage:
1. Township
- Lancaster Estates features Multi purpose community, church, schools, and commercial area
- Features complete amenities like: Country Club, swimming pool, children’s playground, church, and park
- Eco-Friendly development through a Linear Park
2. Location, Location, Location
- Near Island Cove
- Access through the new Coastal Road Extension. No need to pass through Aguinaldo Highway
- Near SM Bacoor and SM Rosario
- Near Robinson’s Imus and Puregold Imus
Access Road:
- Via Centennial Road (4 Lane Highway)
- Via On-Going Construction Coastal Road Extension – Baclaran will be 15mins away.
- Via On-Going Daang Hari Extension














