ANTEL GRAND VILLAGE – MARIANNE HOUSE MODEL

Antel Grand Village Cavite
118 sqm (1,269.50 sqft) Floor Area ; 120 sqm (1,291.00 sqft) Lot Area
Living, Dining, provision for One Bedroom
Kitchen Laundry, Carport Area - Ground Floor
Master’s Bedroom / Bedroom 1 and Bedroom 2  - Second Floor

Low Down Payment of Php 60,000.00/mo for 15 mos.
Low Monthly Amortization of Php 22,581/mo. through Bank Financing – 20 yrs.
STATUS: For Construction (4th to 6th month Move-in after paying 30% DP)

Marianne Single Detached - A cozy 3 Bedroom unit. Provision for a 4 Bedroom Fully finished turned-over units. Tiled flooring with kitchen cabinets and closets.

[tab name="House Features"]

• Floor Area: 118 sq. m.
• Lot Area: 120 sq. m.
• Three (3) Bedrooms
• Provision for (4th) Bedroom
• 3 Toilet and Bath
• Living Area
• Kitchen Area
• Dining Area
• Laundry / Service Area
• Provision for one (1) Car Garage
• Provision for Front Lawn
• Provision for Balcony
• Provision for CATV,
• Telephone and Air-conditioning Unit

• Pre-Painted G.I. Sheets
• Sliding Windows
• Elevated, for Sense of Grandeur
• Painted Exterior and Interior Walls Tiled Floor Finish
• Room Closets
• Tiled Kitchen Counter with Kitchen Cabinet
• Tiled Bathroom, Complete Bathroom Fixtures

Ground Floor

• Living Area – 8.75 sqm (94.13 sq.ft)
• Dining  – 8.75 sqm (94.13 sq.ft)
• Kitchen – 7.40 sqm (79.61 sq.ft)
• Powder Room – 3.35 sqm (36.04 sq.ft)
• Den’s Room – 5.75 sqm (61.86 sq.ft)
• Toilet and Bath – 2.30 sqm (24.74 sq.ft)
• Stairway Area – 42.49 sqm (30.12 sq.ft)
• Carport – 15.00 sqm (161.37 sq.ft)
• Laundry / Service Area – ).90 sqm (9.68 sq.ft)
• Porch – 3.00 sqm (32.27 sq.ft)

Second Floor

• Master’s Bedroom – 15.20 sqm (163.52 sq.ft)
• Bedroom 1 – 9.30 sqm (100.05 sq.ft)
• Bedroom 2 – 7.85 sqm (84.53 sq.ft)
• Toilet and Bath – 2.75 sqm (29.58 sq.ft)
• Hallway – 3.50 sqm (37.65 sq.ft)
• Stairway Area – 3.90 sqm (41.95 sq.ft)
• Balcony – 12.00 sqm (129.10 sq.ft

[/tab]

[tab name="Photos"]

Turn Over Unit

[/tab]

[tab name="Computation"]

Sample Computations

Option 1: Bank and In-House Financing (30% Down Payment)
PRICE STARTS AT PHP 3,000,000.00 AND UP

Monthly Amortization:

NOTE:

• Turn-over is a fully finished unit with tiles, kitchen cabinet and closets.
• MRI and FIRE Insurance not included.
• Move-in on the 4th to 6th month after paying the required 30% Down Payment
• Monthly Amortization payments will be a month after the last Down Payment.
• Processing Fees includes Transfer of Title.
• Processing Fee for IN-HOUSE Financing is 4.5% on the price of the lot.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW and locally employed is up to 20yrs.
• Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.)

Option 2: Cash Payment (Special Discount)

• Cash – 5% Discount on House ; 15% Discount on Lot
• Outright 30% DP – 5% Discount on DP
• Deferred Payment – 24 months to pay (NO Down Payment ; NO Interest)

[/tab]

[tab name="Requirements"]

Bank Financing Guidelines (BDO)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.We are accredited with BANCODE ORO (BDO) UNIBANK.
• Developer will process your bank loan. Just submit required documentswithin 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms

for borrower signature will be given during reservation.

• OFWs who are unable to personally sign bank loan documents mustsubmit Consularized Special Power of Attorney (SPA) designating theirrepresentative (must be a relative up to the 2nd degree of consanguinityor affinity)

Eligibility Requirements

• At least 21 years old but not more than 65 years old upon loanmaturity.
• Must have no adverse credit findings with CMAP & NFIS
• NO default in monthly DP payments for 3 consecutive months and/ormust not have incurred delays in payments of 5 months or more within the12-month DP Term.
• Locally employed applicants must submit latest ITR/W2.

Requirement if Locally Employed

• Latest Income Tax Return (ITR)

Note:

The income

stated in the Income Tax Return will not be the basis of loan approval. This is

just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File Info System) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client

must not have legal cases, bad credit card record that result in a legal case

or previous bank loan that were not paid.

Downpayment Term

• 12 Months
• 6Months for RFO Units

Move-in

• 13th month from date of reservation
• 7th month from date of reservation for RFO Units

Maximum Loan Term

• 20 Years, provided borrower’s age does not exceed 65 at loanmaturity

Mode of Payment

• The ten percent (10%) DP shall be paid in 12 (or 6 for RFO Units) equalmonthly installments through post-dated checks (PDCs) payable to toProperty Company of Friends, Inc. (PCFI)
• Monthly loan amortization shall be paid via an Automatic Debit Arrangement(ADA)with BDO. UPon release fo the Letter of Guaranty(LOG) from BDO, the buyershall be advised to open a savings account with any BDO Branch for thispurpose.

Loan Value

• 90% of Total Contract Price
• 88% of Total Contract Price for Alice & Diana House model

Interest Fixing

• 10% P.A. Fixed for 3 Years; Annual re-pricing thereafter

Bank Financing Guidelines (24 Months DP)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.
• We are accredited with Metrobank (MBTC) and UnitedCoconut Planters Bank (UCPB).
• Client must decide which Bank to apply during reservation.
• Client is allowed to change financing within 30 days from reservationdate.
• Developer will process your bank loan. Just submit required documentswithin 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms

for borrower signature will be given during reservation.

Requirement If OFW – Metrobank

• Consularized Special Power of Attorney (SPA) (Bank Form)

Note:

Consularized SPA is a MUST requirement when transferring Certificate of

Title to Client’s name.

This is required by the Register of Deeds.

Requirement If OFW – UCPB

• Consularized Special Power of Attorney (SPA).
• Accepted are immediate family members only (UCPB Bank Form)
• No Income Tax Return needed.

Requirement if Locally Employed – Metrobank &

UCPB

• Latest Income Tax Return (ITR)

Note:

The income

stated in the Income Tax Return will not be the basis of loan approval.

This is just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File InfoSystem) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client

must not have legal cases, bad credit card record that result in a legal case

or previous bank loan that were not paid.

Eligible Age of Borrower – Metrobank

• 21 yrs old and up

Eligible Age of Borrower – UCPB:

• 18 yrs. old and up but not more than 65 yrs old when loan matures (fullypaid)
• If OFW, must not be more than 60 yrs. old when loan matures (fullypaid)

Eligible Occupation For OFW

• If Immigrant or Dual Citizen, borrower is required to have a co-borrower (regardless of income), who is an immediate family member residing inthe Philippines.
• OFW working in war-torn countries shall not be acceptedCopy of LatestPassport with date of departure and arrival.

Maximum Term

• MBTC: Locally Employed – 25 yrs. / OFW – 15 yrs
• UCPB: Locally Employed and OFW – 20yrs.

Mode of Payment

• MBTC: Automatic Debit Arrangement from Bank account
• UCPB: Postdated Checks (PDC) or Automatic Debit ArrangementForm

Loan Value

• MBTC: 80% of Total Contract Price
• UCPB: 80% of Total Contract Price. Minimum Amount:500,000

Interest Fixing

• MBTC: 10 yrs. @ 10.5% (reference only). Amortization is the samefor 10 yrs.
• UCPB: 5 yrs. @ 10.25% (reference only). Amortization is the samefor 5 yrs.

Note:

After 5 or

10 yrs, loan balance will be recomputated again base on prevailing interest

rate.

Requirements for In-House Financing

In House (Initial Requirements)

1. Latest proof of income.
2. 3pcs. recent 1 x 1 I.D. pictures
3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
4. Community Tax Cert. No.
5. Complete post dated check for Equity and Amortization
6. TIN

Additional Requirements for OFW

1. Initial requirements
2. Job Contract
3. Passport
4. Special Power of Attorney (SPA)
5. Valid I.D. of Attorney in Fact
6. 1pc. I.D. picture of Attorney in Fact
7. Residence Certificate of Attorney in Fact

Self-Employed

1. Initial Requirements
2. Affidavit of Income
3. Business Name and Permit
4. Passbook with 3 months maintaining balance
5. ITR

Antel In-House Financing Requirements

1. Signed Reservation Agreement
2. 1st Monthly Amortization for Down Payment
3. Valid ID – If Married, both Husband and Wife
4. Photocopy of Birth Certificate -Single ; Photocopy of MarriageContract – Married
5. Tax Identification Number (TIN)
6. Complete Post Dated Checks

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[tab name="Subdivision Info"]

Antel Grand Village

Near CAVITEX – Between Kawit and Gen. Trias, Cavite

Antel Grand Village covers Kawit Cavite and Gen. Trias Cavite. Antel Grand Village is the first and only self-contained community in an island setting. Across more than 100 hectares of grandeur are carefully planned residential villages, a community district, a commercial center, and a 1.7-hectare Recreational District all in the midst of verdant sceneries and breathtaking riverside vistas in Cavite.

A haven within reach, Antel Grand Village Island Community is strategically located between the towns of Kawit and General Trias Cavite, a few meters away from the booming industrial zone CEZA and a convenient stop-over going to Tagaytay and Batangas through the Coastal Road Extension (R-1) diversion road.

It is an easy drive from Paranaque and Alabang via South Superhighway through the newly passable Daang Hari Road, or from the Makati Central Business District and Ninoy Aquino International Airport through Coastal Road and the newly opened Macapagal Boulevard.

With the opening of the Coastal Road Extension In Cavite (CAVITEX), Antel Grand Village positions itself near all important establishments making it a prime choice for families and investors who want both luxury and convenience.

Accessibility

Hospital / Clinic

Churches

• Imus Cathedral
• Immaculate Heart of Mary
• San Isidro Labrador
• Poong Hesus Nazareno
• St. Augustine of Canterbury

Other Denominations

• Iglesia ni Cristo
• Bacoor Evangelical Church
• Jesus Is Lord
• Jesus is Alive
• Unida Evangelical Church

Houses

Amenities	Lots
Area: 1.7 Hectares	Area: 80 sqm – Up
7 Swimming Pools	Php 7,500.00 – Php 9,000.00

Audrey House Model	Jasmine House Model	Marianne House Model
Single Detached	Single Detached	Single Detached
3 Bedrooms/2 T & B	3 Bedrooms/2 T & B	3 Bedrooms/2 T & B
FA: 78.95 sqm	FA: 89 sqm	FA: 118 sqm
LA: 80 sqm	LA: 100 sqm	LA: 120 sqm
Php 2.3M – Up	Php 3M – Up	Php 3.95M – Up

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[end_tabset]

CARMONA ESTATES OAKWOOD HOUSE MODEL

OAKWOOD House – Oaks,CARMONA ESTATES

Barangay Lantic, Carmona Cavite
Floor Area: 104sqm (1,118.8sq ft) | Lot Area: 88sqm (946.7sq ft)
Single Home:4 Bedroom / 2 Toilet and Bath / 2 Carport / Big Balcony

Balcony is Attached to the Next House
House is Attached Only to Next House at the Back
Low Monthly Amortization of P14,174/mo thru Bank Financing 20yrs.
STATUS:
For Construction (16th to 18th month Move-in)
Constructed (DP payable in 4 mos ; 5th to 7th Month Move-In)

[tab name="House Features"]

• Floor Area: 104 sq. m.
• Lot Area: 88 sq. m.
• Four (4) Bedrooms
• 2 Toilet and Bath
• Living Area
• Kitchen Area
• Dining Area
• Laundry / Service Area
• Provision for 2 Car Garage
• Provision for Front Lawn
• Provision for CATV
• Telephone and Air-conditioning Unit

• Pre-painted G.I. Roofing
• Painted Exterior and Interior Wall
• Tiled Kitchen Counter with Stainless Sink
• Tiled Toilet and Bath
• Ceramic Bathroom
• Dining / Living Area 34sqm (366sq ft)
• Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
• Restroom 2.6sqm (28sq ft)
• Kid’s Bedroom 6.6sqm (71 sq ft)
• Master’s Bedroom 13.4sqm (140sq ft)

[/tab]
[tab name="Photos"]

Dressed-Up Model

Turn Over Photos

[/tab]

[tab name="Computation"]

Sample Computations:

Price Range: P2,500,000  and  Up      Updated Feb 21, 2013

Option 1: BANK FINANCING  (EXTENDED TERM PROMO)

NOTE:

• Fire and MRI insurance not yet included.
• Move-in on the 16th to 18th month or after paying Down Payment (RFO units)
• Monthly Amortization payments will start on the 25th Month or a month after the last Down Payment.
• Processing Fees includes Transfer of Title. Transfer of Title cost not included for In-House.
• Interest rate is reference only. Prevailing interest rate will apply upon loan takeout.
• Bank term is up to 20 yrs for locally employed ; 15 yrs for OFW
• Developer will process loan. Homebuyer just need to submit Requirements. Tied up with Metrobank.
• Bank maximum approved amount will depend on salary and age (loan maturity is 65 yrs.for locally employed and 60 yrs for OFW)

Option 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,500,000.00 AND UP

[/tab]

[tab name="Requirements"]

Bank Financing Guidelines (BDO)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.We are accredited with BANCO DE ORO (BDO) UNIBANK.
• Developer will process your bank loan. Just submit required documents within 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3 pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms for borrower signature will be given during reservation.

• OFWs who are unable to personally sign bank loan documents must submit Consularized Special Power of Attorney (SPA) designating their representative (must be a relative up to the 2nd degree of consanguinity or affinity)

Eligibility Requirements

• At least 21 years old but not more than 65 years old upon loan maturity.
• Must have no adverse credit findings with CMAP & NFIS
• NO default in monthly DP payments for 3 consecutive months and/or must not have incurred delays in payments of 5 months or more within the 12-month DP Term.
• Locally employed applicants must submit latest ITR/W2.

Requirement if Locally Employed

• Latest Income Tax Return (ITR)

Note:

The income stated in the Income Tax Return will not be the basis of loan approval. This is just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File Info System) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.

Downpayment Term

• 12 Months
• 6 Months for RFO Units

Move-in

• 13th month from date of reservation
• 7th month from date of reservation for RFO Units

Maximum Loan Term

• 20 Years, provided borrower’s age does not exceed 65 at loan maturity

Mode of Payment

• The ten percent (10%) DP shall be paid in 12 (or 6 for RFO Units) equal monthly installments through post-dated checks (PDCs) payable to to Property Company of Friends, Inc. (PCFI)
• Monthly loan amortization shall be paid via an Automatic Debit Arrangement (ADA)with BDO. UPon release fo the Letter of Guaranty(LOG) from BDO, the buyer shall be advised to open a savings account with any BDO Branch for this purpose.

Loan Value

• 90% of Total Contract Price
• 88% of Total Contract Price for Alice & Diana House model

Interest Fixing

• 10% P.A. Fixed for 3 Years; Annual re-pricing thereafter

Bank Financing Guidelines (24 Months DP)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.
• We are accredited with Metrobank (MBTC) and United Coconut Planters Bank (UCPB).
• Client must decide which Bank to apply during reservation.
• Client is allowed to change financing within 30 days from reservation date.
• Developer will process your bank loan. Just submit required documents within 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3 pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms for borrower signature will be given during reservation.

Requirement If OFW – Metrobank

• Consularized Special Power of Attorney (SPA) (Bank Form)

Note:

Consularized SPA is a MUST requirement when transferring Certificate of Title to Client’s name.

This is required by the Register of Deeds.

Requirement If OFW – UCPB

• Consularized Special Power of Attorney (SPA).
• Accepted are immediate family members only (UCPB Bank Form)
• No Income Tax Return needed.

Requirement if Locally Employed – Metrobank & UCPB

• Latest Income Tax Return (ITR)

Note:

The income stated in the Income Tax Return will not be the basis of loan approval.

This is just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File Info System) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.

Eligible Age of Borrower – Metrobank

• 21 yrs old and up

Eligible Age of Borrower – UCPB:

• 18 yrs. old and up but not more than 65 yrs old when loan matures (fully paid)
• If OFW, must not be more than 60 yrs. old when loan matures (fully paid)

Eligible Occupation For OFW

• If Immigrant or Dual Citizen, borrower is required to have a co-borrower (regardless of income), who is an immediate family member residing in the Philippines.
• OFW working in war-torn countries shall not be acceptedCopy of Latest Passport with date of departure and arrival.

Maximum Term

• MBTC: Locally Employed – 25 yrs. / OFW – 15 yrs
• UCPB: Locally Employed and OFW – 20 yrs.

Mode of Payment

• MBTC: Automatic Debit Arrangement from Bank account
• UCPB: Postdated Checks (PDC) or Automatic Debit Arrangement Form

Loan Value

• MBTC: 80% of Total Contract Price
• UCPB: 80% of Total Contract Price. Minimum Amount: 500,000

Interest Fixing

• MBTC: 10 yrs. @ 10.5% (reference only). Amortization is the same for 10 yrs.
• UCPB: 5 yrs. @ 10.25% (reference only). Amortization is the same for 5 yrs.

Note:

After 5 or 10 yrs, loan balance will be recomputated again base on prevailing interest rate.

Requirements for In-House Financing

In House (Initial Requirements)

1. Latest proof of income.
2. 3pcs. recent 1 x 1 I.D. pictures
3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
4. Community Tax Cert. No.
5. Complete post dated check for Equity and Amortization
6. TIN

Additional Requirements for OFW

1. Initial requirements
2. Job Contract
3. Passport
4. Special Power of Attorney (SPA)
5. Valid I.D. of Attorney in Fact
6. 1 pc. I.D. picture of Attorney in Fact
7. Residence Certificate of Attorney in Fact

Self-Employed

1. Initial Requirements
2. Affidavit of Income
3. Business Name and Permit
4. Passbook with 3 months maintaining balance
5. ITR

Antel In-House Financing Requirements

1. Signed Reservation Agreement
2. 1st Monthly Amortization for Down Payment
3. Valid ID – If Married, both Husband and Wife
4. Photocopy of Birth Certificate -Single ; Photocopy of Marriage Contract – Married
5. Tax Identification Number (TIN)
6. Complete Post Dated Checks

[/tab]

[tab name="Subdivision Info"]

Carmona Estates

Carmona Estates is conveniently located near the Carmona Exit of the South Luzon Expressway, and just a few minutes away from the Carmona town proper and public market. It is only a 30 minute drive from the Makati Central Business District and has access to schools, hospitals, and business establishments in the nearby towns of Laguna.

Landmarks and Other Information

[one_half]

MALLS:

• 3 Minutes drive to Walter mart Carmona, Cavite
• 15 Minutes drive to SM Dasmarinas, Cavite
• 10 Minutes drive to Alabang Town Center (ATC) and FIESTA MALL (Via SLEX)

BANKS:

• BPI, China Bank, Metro Bank, Allied Bank, BDO, Land Bank, etc

AMENITIES AND FACILITIES:

• Entrance Gate
• Basketball Court
• Clubhouse
• Swimming Pool
• Shuttle Service
• Concrete Road Network
• 24-hour Security
• Electricity provided by Meralco
• Centralized Water System
• Manila Telephone Lines
• Chapel
• 5mins away from Carmona Public Market

[/one_half]

[one_half_last]

SCHOOLS:

• Perpetual College, (Binan), De La Salle Univ. (Laguna), STI College (Carmona), Colegio San Agustin

RESORTS / RESTAURANTS:

• Splash Island, Barrio Fiesta, (Carmona), Southwood Manor, (Golf & hotel restaurant),
• 30-45mins drive to TAGAYTAY

BENEFITS:

• Blending cosmopolitan and suburban living.
• Accessible through the major access road Mayor’s Blvd. and Sugar road.
• Self-contained community with 24-hour security.
• Peaceful community, away from the noise and chaos of traditional urban setting.
• Offers fresh, clean air.
• Shuttle service
• Approximately 30mins from Makati

[/one_half_last]

Houses

Oakwood	Pines Townhouse	Cypress
Single Attached	Townhouse Model	Townhouse Model
4 Bedrooms/2 T & B	3 Bedrooms/2 T & B	3 Bedrooms/1 T & B
FA: 104 sqm	FA: 60 sqm	FA: 40 sqm
LA: 88 sqm	LA: 50 sqm	LA: 40 sqm
Php 1.625M – Up	Php 1M – Up	Php 750,000 – Up

5 Reasons Why Choose Carmona Estates

1. Location, Location, Location

• Just around 3kms to South Superhighway. Near Carmona Public Market and Walter Mart Carmona.
• Easy to locate. Just exit the toll after seeing Splash Island from South Superhighway.
• All the best schools are there. Dela Salle Canlubang, Collegio de San Agustin, to name a few. In fact a Primary and Secondary School can be found inside the subdivision. Your kid’s don’t even have to go out.
• Situated near Ayala Nuvali. In fact, Dela Salle Canlubang and Laguna Technopark can be seen in the subdivision. A road is being built connecting Carmona Estates to Ayala Nuvali.

2. 24hrs. Security

• Carmona Estates is composed of various villages, namely: Oakwood Village, Pinecrest Village and Amandala Village. There are Security Gate for each Village.
• 2 Main Gates with Security. One connecting to Carmona Public Market. The other connecting to Southwoods. Both has Police checkpoints.

3. Flood Free

• Carmona Estates prides itself to be Flood Free.
• Carmona Estates is located higher than Manila, temperature is cooler.

4. Green Living

• Carmona Estates is surrounded by greens. A few place that’s still close to nature.
• Carmona Estates envigorates your spirit, the environment is truly relaxing.

5. Exclusive Community

• A property owner at Carmona Estates automatically becomes a part of the Homeowner’s Association.

Transportation

From Buendia, Jac Liner bus ride to Carmona Exit. From Carmona Exit, jeepney ride to either Walter Mart Carmona or Police checkpoint. Then, take shuttle or tricycle to the Subdivision.

Carmona Estates is very accessible through jeepney ride from Alabang, Binan, Sta Rosa, and GMA Cavite.

24 hours accessibility of tricycle from Walter Mart Carmona, and Police checkpoint. Also, 24 hours accessibility from Carmona Public Market to the Subdivision.

The PNR has been rehabilitated and subsidized by the government. Fare ranges from Php 10.00 to php 15.00. Continuous service from Tutuban to Alabang and Alabang to Tutuban. It has a station at Buendia Makati. Some coach are air-conditioned.

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[end_tabset]

BELLEFORT ESTATES – VIVIENNE HOUSE MODEL

Selling Price: Php 4,456,000 up
Dimension: 140sqm LA ; 110sqm FA
TWO STOREY – 5 BEDROOM / 3 TOILET & BATH / 3 CAR GARAGE
Can be availed Through BANK and IN-HOUSE Financing.
Estimated House Turn-Over: 16th to 18th Month From Reservation Date
Available in 2 colors: Yellow and Blue
CORNER LOT and END LOT Available:
Price Range: Php 4.6M – 6.1M.
INNER LOT with Bigger Lot Areas Also Available.
Price Range: Php 4.6M – 4.8M

With BALCONY Option: Additional Php 150,000.00 on the Selling Price

[tab name="House Features"]

• Five (5) Bedrooms
• Three (3) Toilet and Bath
• Living Area
• Dining Area
• Kitchen Area
• Maid’s Quarter
• Provisions for two (2) Car Garage
• Laundry and Service Area

• Painted sandblast finish with decorative stone accent for exterior wall
• Painted plain cement finish for interior wall
• Tiled Toilet and Bath
• Tiled Kitchen Tower with Stainless Sink
• Aluminum frame sliding windows
• Concrete stairs with wood planks
• Wood handrail with steel decorative railing
• Ceramic tiles for ground floor
• PVC tiles for second floor
• Concrete roof tiles

Ground Floor:

• Dining Area = 10.77 sqm
• Living Area = 12.85 sqm
• Kitchen = 10.85 sqm
• Toilet and Bath = 2.48 sqm
• Maid’s Room = 7.43 sqm
• Laundry and Service Area = 5.20 sqm
• Carport = 5.00 sqm
• Lanai = 3.42 sqm

Second Floor:

• Master’s Bedroom= 20.30 sqm
• Bedroom 1 = 7.97 sqm
• Bedroom 2 = 10.35 sqm
• Bedroom 3 = 7.95 sqm
• Toilet and Bath 1 = 3.00 sqm
• Toilet and Bath 2 = 2.90 sqm

[/tab]

[tab name="Photos"]

Dressed-Up House Pictures

House Turn-Over Photos

Map

[/tab]

[tab name="Computation"]

Sample Computation:

OPTION 1: BANK FINANCING  | IN-HOUSE FINANCING Updated:  Feb 21, 2013

NOTE:
• Fire and MRI insurance not included.
• Move-in on the 16th to 18th month or approval of the loan for RFO units.
• Monthly Amortization payments will start a month after the last Down Payment
• Processing Fees includes Transfer of Title (BANK FINANCING). Not yet included for IN-HOUSE Financing.
• Interest rate is reference only.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW is 15 yrs while locally employed has up to 20 yrs. 10 yrs for In-House.
• Developer will process loan. Tied up with Metrobank, BDO, and UCPB.
• Bank maximum approved amount will depend on salary & age (loan maturity is 65yrs for locally employed. 60yrs for OFW).

OPTION 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 4,717,000.00 AND UP

[/tab]

[tab name="Requirements"]

Bank Financing Guidelines (BDO)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.We are accredited with BANCO DE ORO (BDO) UNIBANK.
• Developer will process your bank loan. Just submit required documents within 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3 pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms for borrower signature will be given during reservation.

• OFWs who are unable to personally sign bank loan documents must submit Consularized Special Power of Attorney (SPA) designating their representative (must be a relative up to the 2nd degree of consanguinity or affinity)

Eligibility Requirements

• At least 21 years old but not more than 65 years old upon loan maturity.
• Must have no adverse credit findings with CMAP & NFIS
• NO default in monthly DP payments for 3 consecutive months and/or must not have incurred delays in payments of 5 months or more within the 12-month DP Term.
• Locally employed applicants must submit latest ITR/W2.

Requirement if Locally Employed

• Latest Income Tax Return (ITR)

Note:

The income stated in the Income Tax Return will not be the basis of loan approval. This is just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File Info System) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.

Downpayment Term

• 12 Months
• 6 Months for RFO Units

Move-in

• 13th month from date of reservation
• 7th month from date of reservation for RFO Units

Maximum Loan Term

• 20 Years, provided borrower’s age does not exceed 65 at loan maturity

Mode of Payment

• The ten percent (10%) DP shall be paid in 12 (or 6 for RFO Units) equal monthly installments through post-dated checks (PDCs) payable to to Property Company of Friends, Inc. (PCFI)
• Monthly loan amortization shall be paid via an Automatic Debit Arrangement (ADA)with BDO. UPon release fo the Letter of Guaranty(LOG) from BDO, the buyer shall be advised to open a savings account with any BDO Branch for this purpose.

Loan Value

• 90% of Total Contract Price
• 88% of Total Contract Price for Alice & Diana House model

Interest Fixing

• 10% P.A. Fixed for 3 Years; Annual re-pricing thereafter

Bank Financing Guidelines (24 Months DP)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.
• We are accredited with Metrobank (MBTC) and United Coconut Planters Bank (UCPB).
• Client must decide which Bank to apply during reservation.
• Client is allowed to change financing within 30 days from reservation date.
• Developer will process your bank loan. Just submit required documents within 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3 pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms for borrower signature will be given during reservation.

Requirement If OFW – Metrobank

• Consularized Special Power of Attorney (SPA) (Bank Form)

Note:

Consularized SPA is a MUST requirement when transferring Certificate of Title to Client’s name.

This is required by the Register of Deeds.

Requirement If OFW – UCPB

• Consularized Special Power of Attorney (SPA).
• Accepted are immediate family members only (UCPB Bank Form)
• No Income Tax Return needed.

Requirement if Locally Employed – Metrobank & UCPB

• Latest Income Tax Return (ITR)

Note:

The income stated in the Income Tax Return will not be the basis of loan approval.

This is just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File Info System) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.

Eligible Age of Borrower – Metrobank

• 21 yrs old and up

Eligible Age of Borrower – UCPB:

• 18 yrs. old and up but not more than 65 yrs old when loan matures (fully paid)
• If OFW, must not be more than 60 yrs. old when loan matures (fully paid)

Eligible Occupation For OFW

• If Immigrant or Dual Citizen, borrower is required to have a co-borrower (regardless of income), who is an immediate family member residing in the Philippines.
• OFW working in war-torn countries shall not be acceptedCopy of Latest Passport with date of departure and arrival.

Maximum Term

• MBTC: Locally Employed – 25 yrs. / OFW – 15 yrs
• UCPB: Locally Employed and OFW – 20 yrs.

Mode of Payment

• MBTC: Automatic Debit Arrangement from Bank account
• UCPB: Postdated Checks (PDC) or Automatic Debit Arrangement Form

Loan Value

• MBTC: 80% of Total Contract Price
• UCPB: 80% of Total Contract Price. Minimum Amount: 500,000

Interest Fixing

• MBTC: 10 yrs. @ 10.5% (reference only). Amortization is the same for 10 yrs.
• UCPB: 5 yrs. @ 10.25% (reference only). Amortization is the same for 5 yrs.

Note:

After 5 or 10 yrs, loan balance will be recomputated again base on prevailing interest rate.

Requirements for In-House Financing

In House (Initial Requirements)

1. Latest proof of income.
2. 3pcs. recent 1 x 1 I.D. pictures
3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
4. Community Tax Cert. No.
5. Complete post dated check for Equity and Amortization
6. TIN

Additional Requirements for OFW

1. Initial requirements
2. Job Contract
3. Passport
4. Special Power of Attorney (SPA)
5. Valid I.D. of Attorney in Fact
6. 1 pc. I.D. picture of Attorney in Fact
7. Residence Certificate of Attorney in Fact

Self-Employed

1. Initial Requirements
2. Affidavit of Income
3. Business Name and Permit
4. Passbook with 3 months maintaining balance
5. ITR

Antel In-House Financing Requirements

1. Signed Reservation Agreement
2. 1st Monthly Amortization for Down Payment
3. Valid ID – If Married, both Husband and Wife
4. Photocopy of Birth Certificate -Single ; Photocopy of Marriage Contract – Married
5. Tax Identification Number (TIN)
6. Complete Post Dated Checks

[/tab]

[tab name="Subdivision Info"]

Bellefort Estates, Molino IV, Bacoor Cavite

BellefortHomes.com features PROFRIENDS premiere development Bellefort Estates. A 110 hectare estate owned and developed by PROFRIENDS

Bellefort Estates is the first (and only) subdivision in the Daang hari-Molino location with a linear park on a natural hilly terrain that offers a cooler refreshing breeze. Its location makes it a secure sanctuary, being away from the main road.

Description:

• 110 hectare estate developement
• located in Daang-Hari, Molino area
• residential subdivision with single attached and single detached houses
• natural, hilly terrain
• right next to a future commercial/business park
• features a linear park

“Stop Renting! Own your Dream Home.”

[/tab]

[end_tabset]

Alapan, Imus Cavite (Near Cavitex)
3 Bedroom / 2 Toilet & Bath – Second Floor
House is NOT attached to the next house
You have your own Linear Park at your own Backyard
Low Monthly Amortization of Php 23,710/mo thru Bank Financing 20 yrs @12.5% Interest
Linear Park at Every Backyard / With Balcony Option Also Available
STATUS: For Construction (13th to 15th month Move-in).

Alexandra Single Attached, Lancaster Estates feature a linear park at every backyard. It is specifically designed to make family and neighborly ties stronger and for residents to enjoy the traditional comforts of home – vast spaces, good ventilation, abundant natural light and safe playground.

[tab name="House Features"]

• House Type : Single Attached 2-storey
• Lot Area: 120 sq. m.
• Three (3) Toilet and Bath
• Living Area
• Kitchen
• Provision for Two (2) Car Garage

• Powder coated aluminum windows
• Painted sand blast finish for exterior walls
• Ceramic tile flooring for living, dining, and kitchen areas
• Tiled Toilet & Bath
• Interior and exterior wall paint finish

Ground Floor

• Kitchen, Dining, Living Areas – 34.25 sqm (368.47 sq.ft)
• Bedroom 1 – 6.25 sqm (67.24 sq,ft)
• Toilet 1 (Ground Floor) – 3.60 sqm (38.73 sq.ft)

Second Floor

• Bedroom 2 – 11.55 sqm (124.26 sq.ft)
• Bedroom 3 – 10.35 sqm (111.35 sq.ft)
• Master’s Bedroom – 14.80 sqm (159.22 sq.ft)
• Toilet and Bath (2nd Flr) – 3.70 sqm (39.80 sq.ft)
• Toilet and Bath (Master’s) – 3.90 sqm (41.95 sq.ft)
• Balcony – 7.30 sqm (78.53 sq.ft)
• Others – 12.10 sqm (130.17 sq.ft)

[/tab]

[tab name="Photos"]

Dressed-Up Models

Turn Over Photos

[/tab]

[tab name="Computation"]

Sample Computations:

Option 1: Bank Financing | In-House Financing:

Range: Php 2,750,000.00 to P2,900,000.00 Updated Feb 21, 2013

NOTE:

• Fire and MRI insurance not yet included in the computation.
• Move-in on the 16th to 18th month.
• Monthly Amortization payments will start a month after the last Down Payment.
• Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
• Interest rate is reference only. Prevailing interest rate will apply upon loan takeout.
• Bank terms is up to 20 yrs. maximum. 15 yrs for OFW.
• Developer will process loan. Homebuyer just need to submit Requirements. Tied up with MBTC.
• Bank maximum approved amount will depend on salary and age (loan maturity is 65 yrs. for locally employed ; 60 yrs old for OFW)

Option 2: Cash Payment Scheme
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,750,000.00 AND UP

[/tab]

[tab name="Requirements"]

Bank Financing Guidelines (BDO)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.We are accredited with BANCODE ORO (BDO) UNIBANK.
• Developer will process your bank loan. Just submit required documentswithin 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms

for borrower signature will be given during reservation.

• OFWs who are unable to personally sign bank loan documents mustsubmit Consularized Special Power of Attorney (SPA) designating theirrepresentative (must be a relative up to the 2nd degree of consanguinityor affinity)

Eligibility Requirements

• At least 21 years old but not more than 65 years old upon loanmaturity.
• Must have no adverse credit findings with CMAP & NFIS
• NO default in monthly DP payments for 3 consecutive months and/ormust not have incurred delays in payments of 5 months or more within the12-month DP Term.
• Locally employed applicants must submit latest ITR/W2.

Requirement if Locally Employed

• Latest Income Tax Return (ITR)

Note:

The income

stated in the Income Tax Return will not be the basis of loan approval. This is

just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File Info System) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client

must not have legal cases, bad credit card record that result in a legal case

or previous bank loan that were not paid.

Downpayment Term

• 12 Months
• 6Months for RFO Units

Move-in

• 13th month from date of reservation
• 7th month from date of reservation for RFO Units

Maximum Loan Term

• 20 Years, provided borrower’s age does not exceed 65 at loanmaturity

Mode of Payment

• The ten percent (10%) DP shall be paid in 12 (or 6 for RFO Units) equalmonthly installments through post-dated checks (PDCs) payable to toProperty Company of Friends, Inc. (PCFI)
• Monthly loan amortization shall be paid via an Automatic Debit Arrangement(ADA)with BDO. UPon release fo the Letter of Guaranty(LOG) from BDO, the buyershall be advised to open a savings account with any BDO Branch for thispurpose.

Loan Value

• 90% of Total Contract Price
• 88% of Total Contract Price for Alice & Diana House model

Interest Fixing

• 10% P.A. Fixed for 3 Years; Annual re-pricing thereafter

Bank Financing Guidelines (24 Months DP)

• Now, applying for a housing loan is easy and simple.
• As long as you’re working, you’re qualified.
• We are accredited with Metrobank (MBTC) and UnitedCoconut Planters Bank (UCPB).
• Client must decide which Bank to apply during reservation.
• Client is allowed to change financing within 30 days from reservationdate.
• Developer will process your bank loan. Just submit required documentswithin 60 days.

General Requirements

• Duly Filled-up Bank Form
• 3pcs. ID picture (husband/wife/SPA)
• Marriage Contract when applicable
• Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
• Tax Account No. (TIN)
• Proof of Billing

Note:

Bank Forms

for borrower signature will be given during reservation.

Requirement If OFW – Metrobank

• Consularized Special Power of Attorney (SPA) (Bank Form)

Note:

Consularized SPA is a MUST requirement when transferring Certificate of

Title to Client’s name.

This is required by the Register of Deeds.

Requirement If OFW – UCPB

• Consularized Special Power of Attorney (SPA).
• Accepted are immediate family members only (UCPB Bank Form)
• No Income Tax Return needed.

Requirement if Locally Employed – Metrobank &

UCPB

• Latest Income Tax Return (ITR)

Note:

The income

stated in the Income Tax Return will not be the basis of loan approval.

This is just to comply a Central Bank requirement.

Credit Evaluation Process

• Subject only to CMAP/NFIS (Negative File InfoSystem) and
• Personal Data/Residence and Neighborhood checking (PDRN)
• Verification of Income is waived.

Note:

Client

must not have legal cases, bad credit card record that result in a legal case

or previous bank loan that were not paid.

Eligible Age of Borrower – Metrobank

• 21 yrs old and up

Eligible Age of Borrower – UCPB:

• 18 yrs. old and up but not more than 65 yrs old when loan matures (fullypaid)
• If OFW, must not be more than 60 yrs. old when loan matures (fullypaid)

Eligible Occupation For OFW

• If Immigrant or Dual Citizen, borrower is required to have a co-borrower (regardless of income), who is an immediate family member residing inthe Philippines.
• OFW working in war-torn countries shall not be acceptedCopy of LatestPassport with date of departure and arrival.

Maximum Term

• MBTC: Locally Employed – 25 yrs. / OFW – 15 yrs
• UCPB: Locally Employed and OFW – 20yrs.

Mode of Payment

• MBTC: Automatic Debit Arrangement from Bank account
• UCPB: Postdated Checks (PDC) or Automatic Debit ArrangementForm

Loan Value

• MBTC: 80% of Total Contract Price
• UCPB: 80% of Total Contract Price. Minimum Amount:500,000

Interest Fixing

• MBTC: 10 yrs. @ 10.5% (reference only). Amortization is the samefor 10 yrs.
• UCPB: 5 yrs. @ 10.25% (reference only). Amortization is the samefor 5 yrs.

Note:

After 5 or

10 yrs, loan balance will be recomputated again base on prevailing interest

rate.

Requirements for In-House Financing

In House (Initial Requirements)

1. Latest proof of income.
2. 3pcs. recent 1 x 1 I.D. pictures
3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
4. Community Tax Cert. No.
5. Complete post dated check for Equity and Amortization
6. TIN

Additional Requirements for OFW

1. Initial requirements
2. Job Contract
3. Passport
4. Special Power of Attorney (SPA)
5. Valid I.D. of Attorney in Fact
6. 1pc. I.D. picture of Attorney in Fact
7. Residence Certificate of Attorney in Fact

Self-Employed

1. Initial Requirements
2. Affidavit of Income
3. Business Name and Permit
4. Passbook with 3 months maintaining balance
5. ITR

Antel In-House Financing Requirements

1. Signed Reservation Agreement
2. 1st Monthly Amortization for Down Payment
3. Valid ID – If Married, both Husband and Wife
4. Photocopy of Birth Certificate -Single ; Photocopy of MarriageContract – Married
5. Tax Identification Number (TIN)
6. Complete Post Dated Checks

[/tab]

[tab name="Subdivision Info"]

Lancaster Estates

Lancaster Estates is located in Alapan, the municipality which will be the center of the next major estate development in Cavite. A 300 – Hectare Master planned Community covers Kawit Cavite, Imus Cavite and General Trias Cavite. Thus, the project is near the major business and commercial establishments in the municipality. Just 18 mins to SM Mall of Asia.

Lancaster Estates beckon with the kind of life you’ve always wanted for you and your family. A delightful combination of convenience, practicality and accessibility all rolled into one picturesque package.

At Lancaster Estates, one can enjoy the convenience of city living with social and commercial establishments nearby, yet relish the tranquil atmosphere found within the confines of this village, as well. You have the option of staying indoors in your spacious home away from the busyness of the city. Or, you could take part in the happenings in and around the village.

At Lancaster Estates, there is always something enjoyable to do. Having your own country club and recreation facilities are an added premium that truly make you feel like you’re living life to the fullest.

Accessibility

Churches

• Imus Cathedral
• Immaculate Heart of Mary
• San Isidro Labrador
• Poong Hesus Nazareno
• St. Augustine of Canterbury

Other Denominations

• Iglesia ni Cristo
• Bacoor Evangelical Church
• Jesus Is Lord
• Jesus is Alive
• Unida Evangelical Church

Houses

Sophie House Model	Margaret House Model	Gabrielle House Model
Single Attached	Single Attached	Single Attached
3 Bedrooms/2 T & B	3 Bedrooms/2 T & B	3 Bedrooms/2 T & B
FA: 52 sqm	FA: 72 sqm	FA: 84 sqm
LA: 80 sqm	LA: 100 sqm	LA: 120 sqm
Php 1.4M – Up	Php 1.8M – Up	Php 2.2M – Up
Alexandra House Model	Haven House Model	Colleen House Model
Single Attached	Single Attached	Single Attached
4 Bedrooms/2 T & B	4 Bedrooms/2 T & B	4 Bedrooms/2 T & B
FA: 100 sqm	FA: 80sqm	FA: 80sqm
LA: 120 sqm	LA: 85 sqm	LA: 85 sqm
Php 2.6M – Up	Php 1.9M – Up	Php 1.5M – Up
Diana House Model	Alice House Model
Single Attached	Single Attached
3 Bedrooms/2 T & B	3 Bedrooms/1 T & B
FA: 60 sqm	FA: 40 sqm
LA: 50 sqm	LA: 40 sqm
Php 1.025M – Up	Php 850,000 – Up

Lancaster Estates Advantage:

1. Township

• Lancaster Estates features Multi purpose community, church, schools, and commercial area
• Features complete amenities like: Country Club, swimming pool, children’s playground, church, and park
• Eco-Friendly development through a Linear Park

2. Location, Location, Location

• Near Island Cove
• Access through the new Coastal Road Extension. No need to pass through Aguinaldo Highway
• Near SM Bacoor and SM Rosario
• Near Robinson’s Imus and Puregold Imus

Access Road:

• Via Centennial Road (4 Lane Highway)
• Via On-Going Construction Coastal Road Extension – Baclaran will be 15mins away.
  
• Via On-Going Daang Hari Extension

[/tab]

[end_tabset]