Sophie Model

 

LANCASTER ESTATE – SOPHIE SINGLE ATTACHED

 

 

 

Alapan, Imus Cavite (Near Cavitex)
Floor Area: 52 sqm | Lot Area: 80 sqm
1 Bedroom / 1 Toilet & Bath / Living Area /
Dining Area / kitchen Area / 1 Carport -Ground Floor
2 Bedroom / 1 Toilet & Bath – Second Floor
House is NOT attached to the next house
You have your own Linear Park at your own Backyard
Low Monthly Amortization of P12,767/mo thru Bank Financing 20 yrs @12.5% Interest.
Linear Park at Every Backyard
STATUS: For Construction (13th to 15th month Move-in)

Sophie Single Attached at Lancaster Villages feature a linear park at every backyard. It is specifically designed to make family and neighborly ties stronger and for residents to enjoy the traditional comforts of home – vast spaces, good ventilation, abundant natural light and safe playground.

  • House Type : Single Attached 2-storey
  • Floor Area: 52 sq. m.
  • Lot Area: 80 sq. m.
  • Three (3) Bedrooms with Partition
  • Two (2) Toilet and Bath
  • Dining Area
  • Kitchen
  • Provision for Lanai
  • Provision for One (1) Car Garage

  • Tiled Toilet & Bath
  • Tiled Kitchen Counter with stainless kitchen sink
  • Interior and exterior wall paint finish
  • Steel casement windows

Ground Floor

  • Kitchen, Living, Dining – 13.85 sqm (149 sqft)
  • Bedroom 1 – 6.60 sqm (71 sqft)
  • Toilet and Bath – 2.65 sqm (28.5 sqft)

Second Floor

  • Bedroom 2  - 6.60 sqm (71 sq.ft)
  • Master’s Bedroom – 11.10 sqm (119.41 sq.ft)
  • Toilet and Bath – 3.35 sqm (36 sqft)
  • Others – 7.95 sqm (85.53 sqft)

Dressed-Up Model

Turn  Over Photos

Sample Computation

Option 1:  Bank Financing | In-House Financing

Range: Php 1,600,000.00 to Php 1,700,000.00     Updated  Feb 21, 2013

TERMS BANK FINANCING IN-HOUSE FINANCING
12.5% DP 24 Months DP
Selling Price Php 1,600,000.00 Php 1,600,000.00
Add: Legal and Misc. Fees Php 128,000.00 (8%) Php 72,000.00 (4.5%)
Total Package Price Php 1,728,000.00 Php 1,672,000.00
Down payment Php 216,000.00 (12.5%) Php 501,600.00 (30%)
Less: Reservation Php 20,000.00 Php 20,000.00
Net Down payment Php 196,000.00 Php 481,600.00
Monthly DP Php 13,066.67 (15mos) Php 20,066.67 (24mos)
Total Loanable Amt. Php 1,512,000.00 (87.5%) Php 1,170,400.00 (70%)

Monthly Amortization @  8% (Prevailing Bank Rates will apply):

20 yrs. Php 12,646.97
15 yrs. Php 14,449.46
10 yrs. Php 18,344.73 Php 23,400.00
05 yrs. Php 30,657.91 Php 29,720.47

NOTE:

  • Fire and MRI insurance not yet included in the computation.
  • Move-in on the 16th to 18th month.
  • Monthly Amortization payments will start a month after the last Down Payment.
  • Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
  • Interest rate is reference only. Prevailing bank interest rate will apply upon loan take-out.
  • Bank terms is up to 15 yrs. for OFW and 20 yrs. maximum for locally employed.
  • Developer will process loan. Homebuyer just need to submit Requirements. Tied up with MBTC.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs. for locally employedand 60 yrs. for OFW).

Option 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,600,000.00 AND UP

Typical Selling Price Php 1,600,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 1,580,000.00
10% Discount within 7 days from the date of reservation Php 1,422,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,429,900.00
9% Discount within 31 to 60 days from the date of reservation Php 1,437,800.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,445,700.00

Bank Financing Guidelines (BDO)

  • Now, applying for a housing loan is easy and simple.
  • As long as you’re working, you’re qualified.We are accredited with BANCO DE ORO (BDO) UNIBANK.
  • Developer will process your bank loan. Just submit required documents within 60 days.

General Requirements

  • Duly Filled-up Bank Form
  • 3 pcs. ID picture (husband/wife/SPA)
  • Marriage Contract when applicable
  • Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
  • Tax Account No. (TIN)
  • Proof of Billing

Note:

Bank Forms for borrower signature will be given during reservation.

  • OFWs who are unable to personally sign bank loan documents must submit Consularized Special Power of Attorney (SPA) designating their representative (must be a relative up to the 2nd degree of consanguinity or affinity)

Eligibility Requirements

  • At least 21 years old but not more than 65 years old upon loan maturity.
  • Must have no adverse credit findings with CMAP & NFIS
  • NO default in monthly DP payments for 3 consecutive months and/or must not have incurred delays in payments of 5 months or more within the 12-month DP Term.
  • Locally employed applicants must submit latest ITR/W2.

Requirement if Locally Employed

  • Latest Income Tax Return (ITR)

Note:

The income stated in the Income Tax Return will not be the basis of loan approval. This is just to comply a Central Bank requirement.

Credit Evaluation Process

  • Subject only to CMAP/NFIS (Negative File Info System) and
  • Personal Data/Residence and Neighborhood checking (PDRN)
  • Verification of Income is waived.

Note:

Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.

Downpayment Term

  • 12 Months
  • 6 Months for RFO Units

Move-in

  • 13th month from date of reservation
  • 7th month from date of reservation for RFO Units

Maximum Loan Term

  • 20 Years, provided borrower’s age does not exceed 65 at loan maturity

Mode of Payment

  • The ten percent (10%) DP shall be paid in 12 (or 6 for RFO Units) equal monthly installments through post-dated checks (PDCs) payable to to Property Company of Friends, Inc. (PCFI)
  • Monthly loan amortization shall be paid via an Automatic Debit Arrangement (ADA)with BDO. UPon release fo the Letter of Guaranty(LOG) from BDO, the buyer shall be advised to open a savings account with any BDO Branch for this purpose.

Loan Value

  • 90% of Total Contract Price
  • 88% of Total Contract Price for Alice & Diana House model

Interest Fixing

  • 10% P.A. Fixed for 3 Years; Annual re-pricing thereafter

Bank Financing Guidelines (24 Months DP)

  • Now, applying for a housing loan is easy and simple.
  • As long as you’re working, you’re qualified.
  • We are accredited with Metrobank (MBTC) and United Coconut Planters Bank (UCPB).
  • Client must decide which Bank to apply during reservation.
  • Client is allowed to change financing within 30 days from reservation date.
  • Developer will process your bank loan. Just submit required documents within 60 days.

General Requirements

  • Duly Filled-up Bank Form
  • 3 pcs. ID picture (husband/wife/SPA)
  • Marriage Contract when applicable
  • Photocopy of two (2) Valid IDs (Husband/Wife/SPA)
  • Tax Account No. (TIN)
  • Proof of Billing

Note:

Bank Forms for borrower signature will be given during reservation.

Requirement If OFW – Metrobank

  • Consularized Special Power of Attorney (SPA) (Bank Form)

Note:

Consularized SPA is a MUST requirement when transferring Certificate of Title to Client’s name.

This is required by the Register of Deeds.

Requirement If OFW – UCPB

  • Consularized Special Power of Attorney (SPA).
  • Accepted are immediate family members only (UCPB Bank Form)
  • No Income Tax Return needed.

Requirement if Locally Employed – Metrobank & UCPB

  • Latest Income Tax Return (ITR)

Note:

The income stated in the Income Tax Return will not be the basis of loan approval.

This is just to comply a Central Bank requirement.

Credit Evaluation Process

  • Subject only to CMAP/NFIS (Negative File Info System) and
  • Personal Data/Residence and Neighborhood checking (PDRN)
  • Verification of Income is waived.

Note:

Client must not have legal cases, bad credit card record that result in a legal case or previous bank loan that were not paid.

Eligible Age of Borrower – Metrobank

  • 21 yrs old and up

Eligible Age of Borrower – UCPB:

  • 18 yrs. old and up but not more than 65 yrs old when loan matures (fully paid)
  • If OFW, must not be more than 60 yrs. old when loan matures (fully paid)

Eligible Occupation For OFW

  • If Immigrant or Dual Citizen, borrower is required to have a co-borrower (regardless of income), who is an immediate family member residing in the Philippines.
  • OFW working in war-torn countries shall not be acceptedCopy of Latest Passport with date of departure and arrival.

Maximum Term

  • MBTC: Locally Employed – 25 yrs. / OFW – 15 yrs
  • UCPB: Locally Employed and OFW – 20 yrs.

Mode of Payment

  • MBTC: Automatic Debit Arrangement from Bank account
  • UCPB: Postdated Checks (PDC) or Automatic Debit Arrangement Form

Loan Value

  • MBTC: 80% of Total Contract Price
  • UCPB: 80% of Total Contract Price. Minimum Amount: 500,000

Interest Fixing

  • MBTC: 10 yrs. @ 10.5% (reference only). Amortization is the same for 10 yrs.
  • UCPB: 5 yrs. @ 10.25% (reference only). Amortization is the same for 5 yrs.

Note:

After 5 or 10 yrs, loan balance will be recomputated again base on prevailing interest rate.

Requirements for In-House Financing

In House (Initial Requirements)

  1. Latest proof of income.
  2. 3pcs. recent 1 x 1 I.D. pictures
  3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
  4. Community Tax Cert. No.
  5. Complete post dated check for Equity and Amortization
  6. TIN

Additional Requirements for OFW

  1. Initial requirements
  2. Job Contract
  3. Passport
  4. Special Power of Attorney (SPA)
  5. Valid I.D. of Attorney in Fact
  6. 1 pc. I.D. picture of Attorney in Fact
  7. Residence Certificate of Attorney in Fact

Self-Employed

  1. Initial Requirements
  2. Affidavit of Income
  3. Business Name and Permit
  4. Passbook with 3 months maintaining balance
  5. ITR

Antel In-House Financing Requirements

  1. Signed Reservation Agreement
  2. 1st Monthly Amortization for Down Payment
  3. Valid ID – If Married, both Husband and Wife
  4. Photocopy of Birth Certificate -Single ; Photocopy of Marriage Contract – Married
  5. Tax Identification Number (TIN)
  6. Complete Post Dated Checks

 

Lancaster Estates

 

 

Lancaster Estates is located in Alapan, the municipality which will be the center of the next major estate development in Cavite. A 300 – Hectare Master planned Community covers Kawit Cavite, Imus Cavite and General Trias Cavite. Thus, the project is near the major business and commercial establishments in the municipality. Just 18 mins to SM Mall of Asia.

Lancaster Estates beckon with the kind of life you’ve always wanted for you and your family. A delightful combination of convenience, practicality and accessibility all rolled into one picturesque package.

At Lancaster Estates, one can enjoy the convenience of city living with social and commercial establishments nearby, yet relish the tranquil atmosphere found within the confines of this village, as well. You have the option of staying indoors in your spacious home away from the busyness of the city. Or, you could take part in the happenings in and around the village.

At Lancaster Estates, there is always something enjoyable to do. Having your own country club and recreation facilities are an added premium that truly make you feel like you’re living life to the fullest.

Accessibility

  • Less than an hour drive from Manila:Through Coastal road, passing through Bacoor Poblacion, Tirona Highway and Covelandia Road
  • Via Aguinaldo Highway, passing through
  • Bukandala and Alapan Road
  • From SM Bacoor, passing through Tirona Highway and Binakayan

Amenities

  • Parks and Playground
  • Entrance Gate
  • With Existing Clubhouse and Swimming Pool
  • Shuttle Service to and from Major Establishments
  • 24-Hour Security
  • Membership to the Country Club

 

Commercial Establishments

Wet Market

  • Imus Public Market
  • Binakayan Market
  • Tejero Market

Malls / Supermarket

  • Malvar Supermarket
  • Emilio’s Mart
  • SM imus
  • Robinson’s Imus
  • FRC Supermarket
  • Lotus Mall

Hospital / Clinic

  • Kawait Kalayaan Hospital
  • Divine Grace Medical Center
  • Korea-Philippines Friendship Clinic
  • Our Lady of Pillar Medical Center

Schools

Primary

  • Maliksi Elem. School
  • Paaralang Elementarya ng Poblacion
  • Paaralang Elementarya ng Bacoor
  • Mabolo Elementary School
  • Alapan Elementary School
  • Imus Pilot Elem. School

Secondary / Tertiary

  • St. Michael Institute
  • St. Matthew School of Cavite
  • Cavite School of Life
  • Livingston Seagull International
  • Far East Maritime Foundation
  • Asiana Halia Montessori
  • Bacoor Evangelical School
  • St. Perigrine Institute
  • Imus Institute
  • Cavite State University
  • San Sebastian College
  • Dela Salle University
  • St. Paul University
  • Nineveh Academy
  • Mother Theresa School
  • Elizabeth Seton
  • Theresian School of Cavite

Churches

  • Imus Cathedral
  • Immaculate Heart of Mary
  • San Isidro Labrador
  • Poong Hesus Nazareno
  • St. Augustine of Canterbury

Other Denominations

  • Iglesia ni Cristo
  • Bacoor Evangelical Church
  • Jesus Is Lord
  • Jesus is Alive
  • Unida Evangelical Church

Houses

Sophie
House Model
Margaret
House Model
Gabrielle
House Model

Single Attached Single Attached Single Attached
3 Bedrooms/2 T & B 3 Bedrooms/2 T & B 3 Bedrooms/2 T & B
FA: 52 sqm FA: 72 sqm FA: 84 sqm
LA: 80 sqm LA: 100 sqm LA: 120 sqm
Php 1.7M – Up Php 2M – Up Php 2.5M – Up
Alexandra
House Model
Haven
House Model
Colleen
House Model


Single Attached Single Attached Single Attached
4 Bedrooms/2 T & B 4 Bedrooms/2 T & B 4 Bedrooms/2 T & B
FA: 100 sqm FA: 80sqm FA: 80sqm
LA: 120 sqm LA: 85 sqm LA: 85 sqm
Php 3M – Up Php 2M – Up Php 1.7M – Up
Diana
House Model
Alice
House Model

Single Attached Single Attached
3 Bedrooms/2 T & B 3 Bedrooms/1 T & B
FA: 60 sqm FA: 40 sqm
LA: 50 sqm LA: 40 sqm
Php 1.3M – Up Php 850,000 – Up

 


Lancaster Estates Advantage:

1. Township

  • Lancaster Estates features Multi purpose community, church, schools, and commercial area
  • Features complete amenities like: Country Club, swimming pool, children’s playground, church, and park
  • Eco-Friendly development through a Linear Park

2. Location, Location, Location

  • Near Island Cove
  • Access through the new Coastal Road Extension. No need to pass through Aguinaldo Highway
  • Near SM Bacoor and SM Rosario
  • Near Robinson’s Imus and Puregold Imus

 

Access Road:

  • Via Centennial Road (4 Lane Highway)
  • Via On-Going Construction Coastal Road Extension – Baclaran will be 15mins away.
  • Via On-Going Daang Hari Extension